NJ Proposes Stop-Loss Protection Ban for Many NJ Employers Dear EMPLOYER, The New Jersey Assembly Financial Institutions and Insurance Committee is currently debating a bill that would actually ban Stop-Loss protection for many New Jersey employers – potentially putting YOUR COMPANY’S health plan at risk of termination! This proposed law explicitly prohibits smaller employers from taking advantage of the same self-insurance strategies our state’s larger employers …

Understand the Impact of Grandmothered Plans Ending There has been much buzz recently about “grandmothered” and “grandfathered” plans in New Jersey.   Yet another extension was issued in April 2018, allowing — again, at each state’s discretion — grandmothered plans to renew until as late as October 1, 2019, as long as they terminate by the end of 2019.  New Jersey, …

New Medicare Numbers and Cards to be Delivered Starting April 2018 From April of 2018 through April of 2019, the Centers for Medicare and Medicaid Services (CMS) will be mailing new Medicare cards to all people currently enrolled in Medicare.  (Click here for the mailing schedule.) Why? Medicare is removing the Social Security numbers from the cards and replacing it …